“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.”
This past Sunday I took a very important exam – the second half of the required exams needed to pass in order to apply for a Mortgage License with the NMLS. Between work, continuously building Cultivating Tomorrows Leaders and GMAT studying, I was also preparing for this test. Three day prior to the actual exam date I studied for hours upon hours with just 3 to 4 hours of sleep in between and felt pretty confident about the results. I've been told that this particular test component was the hardest one and that a lot of people fail it on their first attempt, but I was extremely confident that that would not be me.
Even the sky isn't your limit! How far have you pushed yourself today?
The more you invest into your future, the better your returns will be. Unless you’re content with living an average lifestyle, have average happiness and average health, you have train yourself to go above and beyond mediocrity. This can be a huge challenge for all of us at times as the thirst for more and exponentially better advancement is greeted by tiredness, self-doubt, a lack of faith and a heavy dose of mental fatigue.
Success often requires you to push your limits and is like going into a championship fight. Before you can be victorious you have to train – master your defensive skill, have an impeccable offense, exceptional endurance, and be ready to take a few punches. These are all of the ingredients for successfully testing your limits and achieving more than you've ever imagined. Success is not given, it is earned. You have to not only prove it to yourself, but also prove to the universe that you are ready for success. The way you prove this is through your actions.
We’re sure you've been tired before and had little energy to do more. Had a foggy view of the future or just simply wanted to relax and watch T.V. or find other means of entertainment. But what you have to remember is that you’re better than that! Although you have little energy left, you still have some. Use it to push you further ahead with your studies, workouts, work, goals, dreams and aspirations.
The future may not be in plain sight like you’d like it to be, but know that your efforts will not go unnoticed. What you invest into your future now will pay substantial dividends later. Relaxation is great, but be willing to sacrifice a little bit of it for the sake of your future well-being You may enjoy relaxation and extracurricular activities now, but later you’ll have the means to take part in these activities in a much larger abundance.
There are absolutely no limits to what you can do if you put your mind to it and make every effort to turn your thoughts into reality. The possibilities are truly endless. So, how far are you willing to test your limits today?
-Cultivating Tomorrows Leaders
Tuesday night, I received a special invite to go to a comedy club in Hollywood, CA. Normally, with all that I'm currently focused on, I would have declined the offer. But the truth is, prior to the invite, fatigue started to set in on me. My normal drive and determination to study hard and focus on my goals weren't ass strong. Turns out it was likely due to overworking myself and my extreme sacrifice in order to succeed.
While I would be the first one to heavily promote sacrifice in order to reach your goals, at times you need to give yourself a quick dose of satisfaction and entertainment - a tune-up if you will. During your quest for success, it's important that you give yourself time to stop and smell the roses.
What I mean by that is, take a moment to enjoy life. Treat yourself for all of your hard work, by taking some brief time out to do something you love. It doesn't have to be too extensive. The last thing you want to do is get too comfortable with this downtime. But taking a day or so to indulge in things that interest you i.e. movies, outdoors, travel, sports, television, cooking, etc. Whatever you decide to do, embrace it fully, leaving your work completely out of the equation. Doing so may be just what you need to reignite that flame and allow you to work more efficiently.
At the comedy club, I left my work at the door and focused completely on having a good time. That night turned out to be one of the best nights I had in a while, full of laughs. Afterwards, I was able to refocus, work hard and study more efficiently.
As it stands to day, I'm in Miami. A little work involved but mostly pleasure, enjoying the sun, beaches and tourist attractions. And despite having to incorporate some work into this trip, I'm making every effort to stop and smell the roses. You'll be amazed at how efficient your productivity is if you do the same. With this moment to exhale, I am now fired up and ready to get back to work with enthusiasm.
Moral of the story - work hard and be willing to sacrifice current pleasures for more abundant ones in the future, but also remember to give yourself a chance to relax, and rebuild that fire to work hard.
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Cultivating Tomorrows Leaders
Prior to jumping into my good ol’ accounting book to start my evening studies, a monotonous thought in the form of a question came to mind – How do you know that what you’re doing will pay off?
I’m positive that I’m not alone with this thought and the truth of the matter is, it’s a valid one. A common theme you’re likely to notice as you navigate Cultivating Tomorrows Leaders is, sacrifice. Being average is easy and calls for very little sacrifice, but in order to be great, you must be willing to sacrifice yourself, your time and most of your personal pleasures now in order to be successful and indulge in the same things in a much larger abundance later. While this is the key behind many peoples success, how can we insure ourselves the same success with the same sacrifice?
In between studying for my MLO exam last night, I was a little curious to learn more about the qualifications to become a mortgage loan originator. And of course, no surprise, financial responsibility was one of them, which they confirm through the review of your personal credit score and profile.
In our article on personal credit for entrepreneurs, we discuss the importance of personal credit and why you should do everything possible to protect and build your credit and make it as strong as possible. You would be surprised as to what effects a poor credit score and profile will do you and what it will prevent you from being able to do.
A poor credit profile could keep you from securing a job, buying a home, buying a car, will insure higher interest rates on all major lines of credit, or keep you from having access to any credit at all. In order to avoid any of these issues, it is extremely important that you learn about how credit scores are calculated and how to keep your credit score and profile in peak shape.
The last thing you want to do is wait until it’s too late. Imagine the heartache you’d have after having all of the key intangibles a company was looking for in a new hire and were ready to add you to the team, but before they could make it official, you had to have a decent credit score. It would be emotionally damaging to get that far only to be rejected because your credit wasn’t up to par.
Also consider missing out on purchasing your first home or having to pay astronomical interest rates if you do luckily qualify. Money is a precious commodity that shouldn’t be thrown away. With a poor credit score, that’s exactly what’s happening. Others with proven financial responsibility enjoy the luxuries of low interests rates and fewer dollars leaving their pockets per month towards paying off debt.
Do yourself a favor – start early and get your personal credit score and profile off to a great start.
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Cultivating Tomorrows Leaders
Last night is when everything finally started to soak in – thins just got real! The night before, I wrote out a detailed agenda, outlining my study time and emphasis for the GMAT, my accounting class and the NMLS/MLO exam – all three of these things are top priorities. I’ve already been studying for each, but decided to make a more concrete calendar in order to fine to my focus and have more structure, rather than jumping all over the place.
So last night was the culmination of this study plan. 1½ to 2 hours of studying per subject after a full 8 hour day of work. Accounting is never too challenging, and my MLO studying was a breeze as well. But once it came time to pull out that GMAT book, I immediately felt the heat! Deciding to start with all over the verbal portions of the exam, yesterday was a sentence correction day. Now I know what you’re thinking – easy stuff. Not exactly.
The GMAT is a tricky beast that uses what you think you know against you. Moreover, I’m having to relearn all of the things I was taught in grade school. I answered a few practice questions and stuck my chest out with confidence, KNOWING they were answered correctly, but to my surprise, it was worse than I thought. Out of 15 questions, I only got 5 correct. The younger me would have been inclined to throw my book, note pad and pencil in the corner somewhere, find a comfortable spot in bed, and watch some television. But those days are long gone.
I told myself that it’s only MY FIRST ATTEMPT. I still have a little over 130 days of studying to go. At that point, I shrugged and dove right back into my book. So, what’s the moral of this story?
Welcome to our Cultivating Tomorrows Leaders Blog!
What’s it all about? Simple – It’s an inside look at what it takes to be successful in all levels of life; academics, career, personal and financial. Follow me, the founder of Cultivating Tomorrows Leaders, as I invite you into his life. Sharing with you, my goals (both short term and long term), my ups and downs and all of the actions I take each step of the way in order reach my goals.
a brief look into my background
I’m a self-proclaimed late-bloomer. Growing up in an area of Los Angeles, California where innovation, inspiration and success were far from common place. I sailed through high school in embarrassing fashion, with grades that would make even the worst students shake their heads in shame of me. Without a clear understanding of the impact an education can have on your future, both positively and negatively, I never put much though into it, nor my future for that matter.
The Cultivating Tomorrows Leaders Blog is a unique look inside of the life of the sites founder, Eric Miller, a self-proclaimed late-bloomer, determined to succeed. Follow him, as he relentlessly works towards his goals and innermost desires. Follow me to the top!